Medical Bill Recovery for those with Auto Insurance

Regardless of who is at fault in a motor vehicle accident, most Oregon insurance policies provide Personal Injury Protection (PIP) benefits for all reasonable and necessary medical care within the first year after an automobile accident. If your insurance company has not paid your medical bills as required under current Oregon requirements, or your policy amount, if higher, I may be able to help you, even if the accident was your fault.

I may be able to obtain attorney fees for the following types of cases with unpaid medical bills when there has been an automobile accident:

• You were insured at the time of the accident.

• You have outstanding bills incurred within the first year after the accident that have been billed to the auto insurance company over six months ago.

• Someone in your doctor’s office can make an affidavit that the insurance company was billed over six months ago. 

• Your doctor has office procedures in place to document when insurance companies are billed. 

• These bills have been outstanding for less than six years.

• Your insurance company has not agreed to submit to binding arbitration within 6 months after a denial of a bill.